I remember after a divorce - I had NO credit whatsoever - My ex-husband co-signed a loan for me to buy a lawn tractor - that was a start at my own credit! I got a job in a small hardware store (owned & run by a woman) & never looked back. Every job after that one was a step up. I did not want EVER to be that dependent upon someone else again and I havent been.
I remember after a divorce - I had NO credit whatsoever - My ex-husband co-signed a loan for me to buy a lawn tractor - that was a start at my own credit! I got a job in a small hardware store (owned & run by a woman) & never looked back. Every job after that one was a step up. I did not want EVER to be that dependent upon someone else again and I havent been.
Same here. I was LIABLE on our card from the 60s but my SSN was not attached to the account, hence no history. After 1972 I was able to have a University Book Store card on my own because it was secured by my grad-school transcripts and ability to get my degrees, and they didn't need a hubby. THAT I was able to parley into some low limit cards till I established my own rating.
I got my first credit card in 1975 when I started college. I still have it and I have never missed a payment. At the time, I didn't realize what a great big deal that was. A couple of years later, I took out a small student loan ($4000) that fueled me through the remaining two years of college. My dad didn't have to sign or give me permission. That also was a big deal.
I remember my momтАЩs department store credit card was in the name Mrs. my dadтАЩs name. They divorced @1972 and she made the transition to mortgage holder, credit in her own name and business owner. She gave me the courage to file an harassment suit in the тАШ80тАЩs.
I remember after a divorce - I had NO credit whatsoever - My ex-husband co-signed a loan for me to buy a lawn tractor - that was a start at my own credit! I got a job in a small hardware store (owned & run by a woman) & never looked back. Every job after that one was a step up. I did not want EVER to be that dependent upon someone else again and I havent been.
Same here. I was LIABLE on our card from the 60s but my SSN was not attached to the account, hence no history. After 1972 I was able to have a University Book Store card on my own because it was secured by my grad-school transcripts and ability to get my degrees, and they didn't need a hubby. THAT I was able to parley into some low limit cards till I established my own rating.
I got my first credit card in 1975 when I started college. I still have it and I have never missed a payment. At the time, I didn't realize what a great big deal that was. A couple of years later, I took out a small student loan ($4000) that fueled me through the remaining two years of college. My dad didn't have to sign or give me permission. That also was a big deal.
I remember my momтАЩs department store credit card was in the name Mrs. my dadтАЩs name. They divorced @1972 and she made the transition to mortgage holder, credit in her own name and business owner. She gave me the courage to file an harassment suit in the тАШ80тАЩs.
Yup - that was about 2 years after my issues. Things sure were different back then in many ways.
Fani Willis's pop said it best to her. "A man is not a plan."
Boy aint that the truth!!! He must be or have been quite the guy.